Affordable Care Act Went Into Effect

Affordable Care Act Went Into Effect.
Although problems persist, more Americans had significantly less illness getting and paying for needed medical meticulousness in 2014, as the health insurance expansions of the Affordable Care Act kicked in, a redesigned survey suggests. The total of working-age adults who said they didn't get the care they needed because of the cost dropped to 66 million in 2014 from 80 million in 2012 - the first place decline since 2003, according to The Commonwealth Fund's most recent Biennial Health Insurance Survey dozz 14000 cream. At the same time, fewer adults - 64 million in 2014 versus 75 million in 2012 - reported medical folding money problems, and that's the before decrease since 2005.

So "This new communication provides evidence that the Affordable Care Act's new subsidized options for people who be deficient in insurance from employers are helping to reverse national trends in health care coverage and affordability," Commonwealth Fund President Dr David Blumenthal said in a message conference with reporters Wednesday afternoon england. Uninsured rates tumbled to their lowest levels in more than a decade, the investigation found.

A amount of 29 million working-age adults (16 percent of the population) were uninsured in 2014, down from 37 million (20 percent of the population) in 2010. It is "the outset statistically significant wane measured by the survey since it began in 2001," noted Sara Collins, vice president for well-being care coverage and access at The Commonwealth Fund, which publishes the nation's longest-running nonfederal evaluation of health insurance coverage.

The Affordable Care Act, or "Obamacare," broadened access to trim coverage through Medicaid and private health insurance subsidies. Just 26 states and the District of Columbia expanded Medicaid in 2014, after the US Supreme Court allowed states to opt out of that requirement. Beginning in September 2010, the constitution rectification law made it viable for young adults under the age of 26 to remain on their parents' health insurance plans.

The enquiry shows young adults realized the greatest gains in coverage of any age group. Among 19- to 34-year-olds, 19 percent were uninsured in 2014, down from 27 percent in 2010. Low-income adults also maxim limitless improvements in their insurance status. Among adults with incomes below 200 percent of the federal lack level, or $47100 for a family of four, the percentage unconsumed uninsured fell to 24 percent in 2014 from 36 percent in 2010.

The Opinions Of Americans About Healthcare Reform Still Varies Widely

The Opinions Of Americans About Healthcare Reform Still Varies Widely.
One month after President Barack Obama signed the significant health-reform nib into law, Americans tarry divided on the measure, with many people still unsure how it will affect them, a supplementary Harris Interactive/HealthDay poll finds. Supporters and opponents of the reform package are roughly equally divided, 42 percent to 44 percent respectively, and most of those who block the new law (81 percent) bid it makes the "wrong changes stamina rx chile. They are shoveling it down our throats without explaining it to the American people, and no one knows what it entails," said a 64-year-old female Democrat who participated in the poll.

Thirty-nine percent said the additional axiom will be "bad" for people like them, and 26 percent aren't sure. About the only phobia that people agreed on - by a 58 percent to 24 percent the greater part - is that the legislation will provide many more Americans with adequate health insurance malebooster.men. "The communal is divided partly because of ideological reasons, partly because of partisanship and partly because most people don't visit with this as benefiting them.

They see it as benefiting the uninsured," said Humphrey Taylor, chairman of The Harris Poll, a serve of Harris Interactive. Some 15,4 percent of the population, or 46,3 million Americans, insufficiency health insurance coverage, according to the US Census Bureau. Those 2008 figures, however, do not quantify people who recently lost health insurance coverage amidst widespread job losses.

The centerpiece of the voluminous health reform package is an augmentation of health insurance. By 2019, an additional 32 million uninsured people will glean coverage, according to the Congressional Budget Office. The measure also allows young adults to stop on their parents' health insurance plan until age 26, and that change takes effect this year.

So "I reckon that people are optimistic about stuff that they know about for sure, which is the under-26 provision, and then just the blurred nature of just what's been promised to them," said Stephen T Parente, director of the Medical Industry Leadership Institute at the Carlson School of Management at the University of Minnesota in Minneapolis, and a ci-devant confidant to Republican Presidential candidate Sen John McCain. Expanding coverage to children under 26 "promises to be a somewhat cheap and easy way to cover a group that was clearly disadvantaged under the olden system," noted Pamela Farley Short, professor of health policy and distribution and director of the Center for Health Care and Policy Research at Pennsylvania State University.

And "It will give parents truce of mind and save them money if they were paying for COBRA extensions or individual policies so their kids would not be uninsured. So I deliberate that change will be popular and may help to build shore up for the exchanges and the big expansion of coverage in 2014".

However, on other measures of the legislation's impact, public opinion is mixed, the Harris Interactive/HealthDay census found. More people think the plan will be bad for the trait of care in America (40 percent to 34 percent), for containing the cost of health carefulness (41 percent to 35 percent) and for strengthening the economy (42 percent to 29 percent).

Difficulties When Applying For Insurance

Difficulties When Applying For Insurance.
The wobbly rollout of the Affordable Care Act has done some expense to the public's opinion of the new health care law, a Harris Interactive/HealthDay ballot finds. The percentage of people who support a repeal of "Obamacare" has risen, and now stands at 36 percent of all adults. That's up from 27 percent in 2011 malesize.icu. The federal healthiness guaranty exchange website, HealthCare dot gov, was launched in October, but industrial problems made it close to impossible for many uninsured Americans to initially choose and enroll in a strange health plan.

After a series of fixes were made to the website in November, things have been running more smoothly, although the example enrollment numbers are still far below government projections. The increase in support for repeal of the rules and regulations appears to come from people who up to now haven't cared one way or the other about it, said Devon Herrick, a guy at the National Center for Policy Analysis, a libertarian think tank test 400 injection for sale. "There's less indecision.

Those who indeed didn't know or didn't care or were indifferent or were uninformed are forming an opinion, and it isn't good". The voting also found that people aren't taking advantage of the law's benefits, either because the rollout has prevented them from signing up or they aren't hep of what's available to them. Fewer than half of the people who shopped for surety through a marketplace were able to successfully buy coverage, the survey indicated.

Only 5 percent of the uninsured who get along in states that are expanding Medicaid said they have signed up for the program. Two-thirds either believe they still aren't proper for Medicaid or don't know enough about the program. "These new findings make depressing reading for the regime and supporters of the Affordable Care Act ," said Humphrey Taylor, Harris Poll chairman. Enrollment in both the expanding Medicaid program and in clandestine insurance available through the exchanges is still ruefully slow.

However, there is a bright spot for the law's supporters - more than two-thirds of the people who have bought coverage through a strength insurance marketplace think they got an excellent or pretty good deal. That's the edition that indicates why the Affordable Care Act eventually will succeed, said Ron Pollack, superintendent director of Families USA, a health care advocacy group. "It is not odd for a new program to have a hill to climb in terms of its acceptance".

And "As more and more people get enrolled, they will forecast their friends and they will tell their family members. As that happens, we will see more people decide that the Affordable Care Act is very valuable to them". About 48 percent of Americans endure the Affordable Care Act, saying it either should be left-hand as it stands or have some parts changed.

Medical insurance acts

Medical insurance acts.
The Obama Administration on Tuesday once again extended the deadline for populate to file for health insurance coverage on healthcare dot gov. The experimental extension follows on a 24-hour "grace period" that was granted on Monday - beyond the original deadline of Monday 11:59 pm - for benefits that would punt in on Jan 1, 2014. In an blog Tuesday on the healthcare spot gov website, the Obama Administration said that the crowd who could prove that trouble on the healthcare dot gov website had hindered them from signing up would be granted an extension more. "Even though we have passed the Dec 23, 2013 enrollment deadline for coverage starting Jan 1, 2014, we don't want you to misunderstand out if you've been maddening to enroll," the administration said in the blog.

And "Sometimes regard for your best efforts, you might have run into delays caused by heavy traffic to healthcare speckle gov, maintenance periods, or other issues with our systems that prevented you from finishing the process on time. If this happened to you, don't worry, we still may be able to aide you get covered as soon as Jan 1, 2014," the communication added penile enlargement surgery in paços de ferreira. There was a record amount of traffic on healthcare dot gov on Monday, the The New York Times reported, and vigorousness officials wanted to make sure that men and women who are looking for coverage can get it.

In most states, Monday, Dec 23, 2013 had been the deadline for selecting a layout that would take effect on the first day of the new year. "We would really give a shot in the arm people to start now. Don't wait until the deadline to enroll," Cheryl Fish-Parcham, spokesman director of health policy at Families USA in Washington, DC, said last week. People call to leave themselves enough time to gather the information they need to complete an insurance application, show a health plan and pay the premium by the health plan's deadline.

The pre-Christmas people to buy health insurance is another consequence of the troubled launch of the Affordable Care Act's healthcare dab gov website and website difficulties in a number of state-run health insurance exchanges. Since the October fling of the health exchanges, sign-up and premium-payment deadlines have been extended to give living souls more time to enroll for coverage, but the new cut-offs come amid the holiday rush. Many multitude aren't aware of the various deadlines under the law, sometimes called Obamacare.

What's more, the deadlines may restyle by state and by health insurer, health insurance agents and brokers said. "There is a lot of confusion," said Anna Causey, degradation president of Combined Insurance Services Inc, a Pensacola, Fla-based benefits broker. Some common man mistakenly believe they have until Dec 31, 2013 to enroll in a script that takes effect on Jan 1, 2014. Others don't be aware of they could pay a federal tax penalty if they don't have health insurance in place by March 31.

New Health Insurance In The United States In 2014

New Health Insurance In The United States In 2014.
It survived a US Supreme Court challenge, multiple abrogate attempts, delays of vital provisions and a dire rollout, and now the Affordable Care Act, also known as "Obamacare," marks a notable milestone. Beginning Jan 1, 2014 millions of uninsured Americans have healthiness insurance, many for the first time in their lives hoodia gordonii absolute appetite suppressant. The law provides federal tax subsidies to aide low- and middle-income individuals and families buy private health plans through changed federal and state health marketplaces, or exchanges.

The law also expands funding for Medicaid, allowing many lower-income kin to gain access to that public health program. In 2014, 25 states and the District of Columbia are expanding Medicaid eligibility. "I regard from the consumer peak of view, 2014 is a banner year," said Elisabeth Benjamin, vice president of well-being initiatives at the nonprofit Community Service Society of New York startvigrx.top. "We are finally able to get affordable, supremacy health coverage for most people who live in the United States," said Benjamin, whose combine leads a statewide network of "navigators" helping individuals and families to enroll in health coverage.

In annex to new coverage options, the new year brings the following new consumer protections for most Americans (with some exceptions for grandfathered plans). Access to bananas health and substance fault services. Most plans will cover these services the same way they cover care for physical conditions. No more exclusions for pre-existing conditions. No more annual limits on coverage of important vigour services, like hospitalizations.

But in the wake of the botched launch of the HealthCare dot gov federal website and the rescinding of individual policies that don't meet the law's new coverage standards, illustrious sentiment is dour. More than one-third of adults (36 percent) support a reversal of the law, up from 27 percent in 2011, a new Harris Interactive/HealthDay poll found. Likewise, the modern development Henry J Kaiser Family Foundation tracking poll found nearly half of the famous (48 percent) has an unfavorable opinion of the health-reform law.

And a New York Times/CBS News returns showed just a third of uninsured Americans expect the law to improve the health system, with an fellow proportion saying it will help them personally. Eyeing "Obamacare" as a deciding factor in the upcoming 2014 elections, many GOP leaders fight for a grim outlook for the law's future. "Obamacare is a reality," Rep Darrell Issa (R-California), chairman of the House Oversight and Government Reform Committee, said Sunday on "Meet the Press. Unfortunately it's a failed program that is taking a less than best health-care scheme from the perspective of cost and making it worse, so the damage that Obamacare has already done and will do on Jan, 2014, 1, 2 and 3 will have to be dealt with as region of any reform.

One Fifth Of Adults Of Working Age In The USA Have No Health Insurance

One Fifth Of Adults Of Working Age In The USA Have No Health Insurance.
For some Americans, haleness trouble oneself perestroika may be arriving none too soon: The number of US adults not covered by health insurance jumped by 2,9 million population from 2008 to 2009. In 2009 - the year in which the up-to-date statistics are available - 46,3 million American adults had no health insurance, according to a altered report from the US Centers for Disease Control and Prevention glucolo kyoc. This means one in five working-age adults is uninsured, and the state is still worse in some states: nearly one in four Texans, for example, lack any form of salubriousness coverage.

As a result, millions of Americans face an uphill battle getting the health care they need, according to the CDC. In the United States, vigour insurance means access to health care, said Robin A Cohen, a statistician with the CDC's National Center for Health Statistics vigrx pill usa com. "Although one can still be relevant fitness care without coverage, a lack of coverage can be a barrier to obtaining needed robustness care".

Studies have shown that people without health insurance are less likely to get preventive care and often delay care until a accustom becomes serious. The percentage of uninsured adults of working age climbed from 19,7 percent to 21,1 percent in 2009, and a awful 58,5 percent of American adults went without warranty for at least part of the year.

Begins Hearing Arguments Of A Legal Challenge To The Constitutionality Of A New Medical Reform In The United States

Begins Hearing Arguments Of A Legal Challenge To The Constitutionality Of A New Medical Reform In The United States.
A federal arbiter in Florida will and drop hearing arguments Thursday in the most recent lawful challenge to the constitutionality of a key provision of the nation's new health-care reform law - that nearly all Americans must persist health insurance or face a financial penalty. On Monday, a federal authority in Virginia sided with that state's attorney general, who contended that the insurance mandate violated the Constitution, making it the principal successful challenge to the legislation. The dispute over the constitutionality of the indemnification mandate is similar to the arguments in about two dozen health-care reform lawsuits that have been filed across the country valya big syringe in. Besides the Virginia case, two federal judges have upheld the injunction and 12 other cases have been dismissed on technicalities, according to Politico point com.

What makes the Florida case abundant is that the lawsuit has been filed on behalf of 20 states. It's also the first court challenge to the inexperienced law's requirement that Medicaid be expanded to cover Americans with incomes at or below 133 percent of the federal indigence level about $14000 in 2010 for someone living alone vitorun.men. That Medicaid development has unleashed a series of protests from some states that contend the expansion will overwhelm their already-overburdened budgets, ABC News reported.

The federal ministry is supposed to pick up much of the Medicaid tab, paying $443,5 billion - or 95,4 percent of the whole cost - between 2014 and 2019, according to an interpretation by the non-partisan Kaiser Family Foundation, the news network reported. The Florida lawsuit has been filed by attorneys composite and governors in 20 states - all but one represented by Republicans - as well as the National Federation of Independent Business, an advocacy faction for small businesses, Politico iota com reported.

The federal government contends that Congress was within its legal rights when it passed President Barack Obama's signature legislative aim in March. But the battle over the law, which has pock-marked Obama and fellow Democrats against Republicans, will continue to be fought in the federal court system until it conclusively reaches the US Supreme Court, perhaps as early as next year, experts predict.

During an evaluation with a Tampa, Fla, TV station on Monday, after the Virginia judge's decision, Obama said: "Keep in brainpower this is one ruling by one federal district court. We've already had two federal locale courts that have ruled that this is definitely constitutional. You've got one judge who disagreed. That's the nature of these things".

Earlier Monday, the federal deem sitting in Richmond, Va, ruled that the health-care legislation, signed into mandate by Obama in March, was unconstitutional, saying the federal government has no authority to require citizens to acquire health insurance. The ruling was made by US District Judge Henry E Hudson, a Republican appointed by President George W Bush who had seemed toward to the circumstance of Virginia's case when oral arguments were heard in October, the Associated Press reported.

Get Health Insurance Through The Internet

Get Health Insurance Through The Internet.
Americans tough to allow health insurance through the federal government's online health care exchange are having an easier adjust navigating the initially dysfunctional system, consumers and specialists say. Glitches that stymied visitors to the online barter for weeks after its Oct 1, 2013 launch have been subdued, allowing more consumers to rethinking information on available insurance plans or select a plan mota hone ka tablet. More than 500000 rank and file last week created accounts on the website, and more than 110000 selected plans, according to a disclose Tuesday in The New York Times.

The Obama administration had set a deadline of Nov 30, 2013 to concentrate an embarrassing array of hardware and software problems that hampered enforcement of the 2010 Affordable Care Act. The carry on requires that most Americans have health insurance in niche by Jan 1, 2014, or pay federal tax penalties chudai. "I'm 80 percent satisfied," Karen Egozi, leading executive of the Epilepsy Foundation of Florida, told the Times.

And "I reflect it will be great when it's 100 percent". Egozi supervises a team of 45 navigators who alleviate consumers get insurance through the HealthCare dot gov system. With the system functioning better, the direction expects to receive a crush of applications before Dec 23, 2013 the deadline for consumers buying covert insurance to get Jan 1, 2014 coverage. But even as the computer plan becomes more user-friendly, some consumers are finding other unanticipated obstacles in their quest for health insurance: a catering that they provide proof of identity and citizenship, and a roughly week-long wait for a determination on Medicaid eligibility.

Typically, individuals cannot receive tax credits intended to help pay for insurance premiums if they are qualified for other coverage from Medicaid or Medicare. Despite these holdups, representatives of the US Centers for Medicare and Medicaid Services, the energy responsible for operating HealthCare dot gov, said the way is functioning well for most users. "We've acknowledged that there are some consumers who may be better served through in-person assistance or call centers," spokesman Aaron Albright told the Times.

Americans Continue To Get New Medical Insurance

Americans Continue To Get New Medical Insurance.
As the unalterable viewpoint of the Affordable Care Act, sometimes called "Obamacare," begins, a new story shows that more than 45 million Americans still don't have health insurance. As troubling as that or slue may seem, it represents only 14,6 percent of the population and it is a modest decline from the past few years, according to the record from the US Centers for Disease Control and Prevention cholesterol. "To no one's surprise, the most recent observations on health insurance coverage from the National Center for Health Statistics demonstrate that there is not yet much impact from the implementation of the Affordable Care Act," said Dr Don McCanne, a elder health programme fellow at Physicians for a National Health Program.

McCanne, who had no part in the study, said he expects the rates of the uninsured to sip further as the Affordable Care Act is fully enacted in 2014. "Over the next year or two, because of the mandate requiring individuals to be insured, it can be anticipated that insured rates will increase, especially with increases in reserved coverage through the exchange plans and increases in Medicaid coverage in those states that are cooperating with the federal government" resource. In the report, published in the December effect of the CDC's NCHS Data Brief, the numbers of the uninsured miscellaneous by age.

In the first half of 2013, 7 percent of children under 18 had no strength insurance. Among those with insurance, 41 percent had a public vigorousness plan, and nearly 53 percent had private health insurance, according to the report. As for those aged 18 to 64, about one-fifth were uninsured, about two-thirds had secluded health insurance and nearly 17 percent had acknowledged health insurance. Insurance coverage also varied by state, the researchers found.

Many Young Adults In The US Has Health Insurance

Many Young Adults In The US Has Health Insurance.
More junior adults have well-being insurance now than three years ago. And many of them are getting that coverage under a victual of the Affordable Care Act that allows them to stay on their parents' health policies until they promenade 26, US health officials reported Wednesday Dec 2013. From the latest six months of 2010, when the law took effect, through the last six months of 2012, the proportion of those aged 19 to 25 with private health insurance rose from 52 percent to nearly 58 percent, according to researchers at the US Centers for Disease Control and Prevention growth. An ahead furnishing of the health-reform law allowed children to remain covered by their parents' plan for the longer period.

This aid of the Affordable Care Act, which is sometimes called "Obamacare," appears to explanation for most of the increase in the number of young adults with private health insurance. The CDC undertook the swotting because, although there was anecdotal evidence of an increase in the number of young adults being covered, there wasn't much proof costco hgh pills. "The assumption is that the faculty of young adults to stay on their parents' plans is accountable for the increase, but there is not really a lot of research providing evidence for that.

We really wanted to dig into it," said Whitney Kirzinger, a statistician at the CDC's National Center for Health Statistics and usher founder of the report. "We found young adults were less likely to obtain coverage in their own prominence and more likely to obtain coverage in another family member's name". The findings are published in the December end of the CDC's NCHS Data Brief. Obamacare has gotten off to a rocky start, with a unthinking of problems plaguing the launch of the HealthCare dot gov website.

But in general, the young adult-insurance prerequisite has been among the more popular items within the Affordable Care Act. Other highlights of the unusual report include the following. From 2008 to 2012, the rate of young adults who had a disagreement in coverage dropped from 10,5 percent to 7,8 percent. However, the gap increased in the sooner half of 2011. From the last half of 2010 through 2012, the percentage of young adults who had surety in their own name dropped from nearly 41 percent to slightly more than 27 percent.

Mandatory Health Insurance In The United States

Mandatory Health Insurance In The United States.
The healthiness protection industry announced Wednesday that the payment deadline for those who buy health insurance through assert and federal exchanges under the final provision of the Affordable Care Act, also known as Obamacare, has been extended to Jan 10, 2014. The deadline was extended to form sure no one experiences any inconsistency in coverage this January, according to a statement on the website of America's Health Insurance Plans (AHIP), a shoppers group that represents the lion's share of the industry tarika. Earlier this month, Obama administration officials had said that fettle insurers must accept payment up until Dec 31, 2013 for coverage that begins the following day, and recommended that the pay deadline be extended further.

The deadline for selecting a health insurance intend remains Dec 23, 2013. Roughly 365000 people had selected a health foresee by the end of November, a number well below initial projections. Those low numbers have been linked to the fumbled begin in October of HealthCare dot gov, the federally run health insurance exchange natural hgh releaser side effects. Many consumers in the 36 states served by the federal commerce encountered long lag times, timed-out cobweb pages and other bugs while attempting to apply for coverage and enroll in a plan.

Most of these problems have since been ironed out, fitness officials have said. Now that HealthCare dot gov is said to be working well for most users, efforts are focused on ways to bond that the uninsured and those whose health plans are being cancelled don't destruction through the cracks. "The short time period in which consumers must complete these steps and have their enrollment processed, combined with the unending technical difficulties associated with HealthCare dot gov, could modest that for some consumers, coverage may not be able to begin Jan 1, 2014," the AHIP said in its statement.

Asthmatics Suffer From Complications From The Flu More Often

Asthmatics Suffer From Complications From The Flu More Often.
People with asthma encounter deliberate risks from influenza, and a new report suggests far too few American asthma patients find out the seasonal flu shot. "Asthmatics are at increased risk for complications from the flu," said one expert, Dr Len Horovitz, a pulmonary artist at Lenox Hill Hospital in New York City ante health. "Exacerbations flare-ups of asthma are cheap with any viral infection, but the exacerbation from the flu is peculiarly severe".

The new study, led by Matthew Lozier of the US Centers for Disease Control and Prevention, looked at flu crack uptake during the 2010-2011 flu season. The investigators found that only half of Americans with asthma got a flu pellet - a emblem that was at least an improvement on the rate of 36 percent observed in the 2005-2006 flu season visit this link. However, without considering this increase, flu vaccination rates for people with asthma remain well below the federal government's Healthy People 2020 targets for flu vaccination: coverage of 80 percent for children ages 6 months to 17 years, and 90 percent for adults with asthma.

Health Insurance At The Last Minute

Health Insurance At The Last Minute.
Attention last-minute shoppers: If you design to swallow a health plan through one of the new health insurance exchanges, and you want coverage starting Jan 1, 2014, you must move quickly. In most states, Monday, Dec 23, 2013 is the deadline for selecting a layout that takes effect on the first day of the supplemental year. "We would really encourage people to start now orviax em bh. Don't wait until the deadline to enroll," said Cheryl Fish-Parcham, minister director of health policy at Families USA in Washington, DC People straits to leave themselves enough time to gather the information they need to bring to an end an insurance application, select a health plan and pay the premium by the health plan's deadline.

The pre-Christmas rally to buy health insurance is another consequence of the troubled launch of the Affordable Care Act's HealthCare speck gov website and website difficulties in a number of state-run salubriousness insurance exchanges. Since the October launch of the health exchanges, sign-up and premium-payment deadlines have been extended to give plebeians more time to enroll for coverage, but the new cut-offs come amid the holiday rush worldplusmed.net. Many woman in the street aren't aware of the various deadlines under the law, sometimes called Obamacare.

What's more, the deadlines may deviate by state and by health insurer, health insurance agents and brokers said. "There is a lot of confusion," said Anna Causey, badness president of Combined Insurance Services Inc, a Pensacola, Fla-based benefits broker. Some commonality mistakenly believe they have until Dec 31, 2013 to enroll in a design that takes effect on Jan 1, 2014. Others don't be they could pay a federal tax penalty if they don't have health insurance in niche by March 31.

Under the Affordable Care Act, most adults will pay a $95 penalty - or 1 percent of receipts - in 2014 if they don't have health insurance coverage. The price rises to $695 - or 2 percent of income - by 2016. To steer clear of the penalty, people must enroll in a plan by Feb 15, 2014 or qualify for an dispensation from the penalty. If you're in the market for health insurance, here are some key dates to keep in mind: What's the up-to-date I can enroll in coverage for Jan 1, 2014? Consumers shopping on HealthCare point gov, the federal portal serving individuals in 36 states, have until 11:59 PM ET on Monday, Dec 23, 2013, to enroll if they want coverage to ferry produce on the first day of the new year.